* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

body {
  font-family: 'Times New Roman', serif;
  background-color: #f0f0f0;
  color: #222;
  font-size: 14px;
}

/* ===== HEADER ===== */
header {
  background-color: #ffffff;
  border: 1px solid #ccc;
  display: flex;
  align-items: center;
  padding: 16px 24px;
  gap: 24px;
}

.logo-box {
  width: 70px;
  height: 70px;
  border: 2px solid #aaa;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  overflow: hidden;
  flex-shrink: 0;
}

.logo-box img {
  width: 100%;
  height: 100%;
  object-fit: contain;
}

.logo-placeholder {
  font-size: 15px;
  font-weight: bold;
  text-align: center;
  color: #444;
  line-height: 1.3;
}

.header-title {
  flex: 1;
  text-align: center;
}

.header-title h1 {
  font-size: 26px;
  font-weight: normal;
  color: #111;
  line-height: 1.5;
}

/* ===== MAIN LAYOUT ===== */
main {
  display: flex;
  gap: 0;
  padding: 16px;
  align-items: flex-start;
}

/* ===== SIDEBAR ===== */
.sidebar {
  width: 200px;
  flex-shrink: 0;
  display: flex;
  flex-direction: column;
  gap: 16px;
}

.menu-section,
.calculator-section {
  background-color: #ffffff;
  border: 1px solid #ccc;
  padding: 16px;
  text-align: center;
}

.menu-section h2,
.calculator-section h2 {
  font-size: 16px;
  font-weight: bold;
  margin-bottom: 14px;
  letter-spacing: 1px;
}

.menu-section nav {
  display: flex;
  flex-direction: column;
  gap: 8px;
}

.menu-btn {
  background: linear-gradient(to bottom, #8090d0, #6070bb);
  color: #fff;
  border: none;
  padding: 8px 12px;
  font-size: 14px;
  cursor: pointer;
  border-radius: 3px;
  width: 100%;
  font-family: 'Times New Roman', serif;
  transition: background 0.2s;
}

.menu-btn:hover {
  background: linear-gradient(to bottom, #6a7cc0, #4a5caa);
}

.calculator-section p {
  font-size: 13px;
  margin-bottom: 10px;
  text-align: left;
}

.calc-btn {
  background: linear-gradient(to bottom, #8090d0, #6070bb);
  color: #fff;
  border: none;
  padding: 8px 16px;
  font-size: 14px;
  cursor: pointer;
  border-radius: 3px;
  font-family: 'Times New Roman', serif;
  transition: background 0.2s;
}

.calc-btn:hover {
  background: linear-gradient(to bottom, #6a7cc0, #4a5caa);
}

/* ===== CONTENT AREA ===== */
.content {
  flex: 1;
  background-color: #ffffff;
  border: 1px solid #ccc;
  padding: 20px 24px;
  margin-left: 16px;
  min-height: 350px;
}

.content h2 {
  font-size: 16px;
  font-weight: bold;
  text-align: center;
  margin-bottom: 16px;
}

.content p {
  font-size: 14px;
  line-height: 1.7;
  text-align: justify;
  margin-bottom: 16px;
}

.content-image {
  display: block;
  width: 260px;
  height: auto;
  margin: 0 auto;
  border: 1px solid #ccc;
}

/* ===== FOOTER ===== */
footer {
  background-color: #2a2a2a;
  color: #e0e0e0;
  padding: 20px 24px;
  display: flex;
  gap: 40px;
  font-size: 12.5px;
  line-height: 1.7;
}

.footer-left {
  min-width: 200px;
}

.footer-left strong {
  display: block;
  margin-bottom: 2px;
  font-size: 13px;
  color: #fff;
}

.footer-right {
  flex: 1;
  font-size: 12.5px;
  line-height: 1.8;
}
/* ===== BERITA ===== */
.berita-container {
  background-color: #ffffff;
  border: 1px solid #ccc;
  padding: 24px 28px;
  max-width: 700px;
  margin: 16px auto;
}

.berita-heading {
  text-align: center;
  font-size: 16px;
  font-weight: bold;
  margin-bottom: 20px;
  letter-spacing: 1px;
}

.berita-judul {
  font-size: 15px;
  font-weight: bold;
  text-align: justify;
  margin-bottom: 8px;
}

.berita-tanggal {
  font-size: 13px;
  font-weight: bold;
  margin-bottom: 12px;
}

.berita-isi {
  font-size: 14px;
  line-height: 1.7;
  text-align: justify;
  margin-bottom: 14px;
}

.berita-foto {
  display: block;
  width: 160px;
  height: auto;
  border: 1px solid #ccc;
  margin: 0 auto;
  margin-bottom: 14px;
}

/* ===== PRODUK KAMI ===== */
.produk-container {
  background-color: #ffffff;
  border: 1px solid #ccc;
  padding: 24px 28px;
  max-width: 500px;
  margin: 16px auto;
}

.produk-heading {
  text-align: center;
  font-size: 16px;
  font-weight: bold;
  margin-bottom: 20px;
  letter-spacing: 1px;
}

.produk-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  border-top: 1px solid #aaa;
  border-left: 1px solid #aaa;
}

.produk-item {
  border-right: 1px solid #aaa;
  border-bottom: 1px solid #aaa;
  padding: 28px 16px;
  text-align: center;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: space-between; 
  min-height: 160px;              
  gap: 0;                         
}

.produk-nama {
  font-size: 15px;
  line-height: 1.5;
  margin-top: 12px; 
}

.produk-btn {
  background: linear-gradient(to bottom, #d0d0d0, #b0b0b0);
  border: 1px solid #999;
  border-radius: 4px;
  padding: 6px 14px;
  font-size: 12px;
  cursor: pointer;
  font-family: 'Times New Roman', serif;
  line-height: 1.5;
  text-align: center;
}

.produk-btn:hover {
  background: linear-gradient(to bottom, #c0c0c0, #a0a0a0);
}

/* ===== E-BANKING ===== */
.ebanking-container {
  background-color: #ffffff;
  border: 1px solid #ccc;
  padding: 28px 32px;
  max-width: 560px;
  margin: 16px auto;
}

.ebanking-heading {
  text-align: center;
  font-size: 20px;
  font-weight: normal;
  margin-bottom: 24px;
}

.ebanking-form {
  display: flex;
  flex-direction: column;
  gap: 10px;
}

.form-row {
  display: flex;
  align-items: flex-start;
  gap: 12px;
}

.form-row label {
  width: 150px;
  flex-shrink: 0;
  font-size: 14px;
  padding-top: 4px;
}

.form-row input,
.form-row textarea {
  flex: 1;
  border: 1px solid #aaa;
  padding: 4px 6px;
  font-size: 14px;
  font-family: 'Times New Roman', serif;
  resize: none;
  outline: none;
}

.form-row textarea {
  height: 44px;
}

.form-submit {
  display: flex;
  justify-content: flex-end;
  margin-top: 8px;
}

.kirim-btn {
  background: linear-gradient(to bottom, #d0d0d0, #b0b0b0);
  border: 1px solid #999;
  border-radius: 3px;
  padding: 6px 20px;
  font-size: 13px;
  font-weight: bold;
  cursor: pointer;
  font-family: 'Times New Roman', serif;
  letter-spacing: 1px;
}

.kirim-btn:hover {
  background: linear-gradient(to bottom, #c0c0c0, #a0a0a0);
}

/* ===== KALKULATOR KURS ===== */
.kalkulator-container {
  background-color: #ffffff;
  border: 1px solid #ccc;
  padding: 28px 40px;
  max-width: 600px;
  margin: 16px auto;
}

.kalkulator-heading {
  text-align: center;
  font-size: 20px;
  font-weight: normal;
  margin-bottom: 4px;
}

.kalkulator-sub {
  text-align: center;
  font-size: 14px;
  margin-bottom: 24px;
}

.kalkulator-form {
  display: flex;
  flex-direction: column;
  gap: 10px;
}

.kalk-row {
  display: flex;
  align-items: flex-start;
  gap: 16px;
}

.kalk-label {
  width: 80px;
  flex-shrink: 0;
  font-size: 14px;
  padding-top: 6px;
}

.kalk-input-box {
  flex: 1;
  border: 1px solid #aaa;
  padding: 6px 10px;
  font-size: 14px;
  font-family: 'Times New Roman', serif;
  outline: none;
  min-height: 36px;
}

.radio-box {
  display: flex;
  flex-direction: column;
  gap: 8px;
  padding: 10px 14px;
}

.radio-option {
  display: flex;
  align-items: center;